Tom Sax - President
Tom Sax, Founder and President of SBG, has been earning the trust of his clients for over 34 years. SBG offers an array of consulting, underwriting, brokerage and administrative services. We would like to help by doing what we do best - analyzing, advising and arranging employee benefit programs designed to control costs and help you maintain a healthy workforce.
Increase YOUR Bottom Line with Sax Benefits Group
Sax Benefit Group, Inc. is here to help you with all aspects of your Self-funded / Fully Insured Employee Benefit Plans. SBG is especially know for its health and welfare consulting in connection with self-insured programs. Tom Sax and Pat DuFaux have spent over 30 years in the Self-Insurance administration, consulting and account management industry. Tom Sax also has extensive experience representing management health and welfare consulting needs in connection with union bargaining situations and union health and welfare plans.
SBG's President Tom Sax started out as an employee benefits representative with Aetna Life and Casualty. Through the years, while working with self-funded clients, he also has a great deal of experience in consulting and marketing fully-insured ancillary coverages as needed by his clients.
As a leader in the self-insurance industry, SBG has extensive experience with numerous cost containing vendors and is able to utilize this knowledge, understanding of vendors and vendor contacts to provide our clients with best practice information on all aspects of cost containment, claim reduction and wellness initiatives.
COBRA Administration
- COBRA Services for ALL Medical & Dental Carriers
- Qualifying Event COBRA Notification Management
- Maintain Federally Mandated COBRA Documentation
- Payment Management with MONTHLY Reimbursement
Retiree Benefits Billing & Collection
- Billing and Collection of premiums for retirees
- Late notices to ensure coverage is not dropped
- Notification of rate or benefit changes
- Employer reports keeping you informed
- Monitoring / tracking of all payments and activities
- Customer service staff to answer retiree inquiries
Brokerage & Consulting Services
- Health Plan Design
- Wellness Initiatives
- Document Reviews
- Regulatory Compliance
- Vendor Management
- Quarterly Reviews
- Strategic Planning
Underwriting
- Cost Projections
- Contribution Levels
- Retiree / COBRA Rates
- Plan Design Cost / Savings
- Claim Analysis
Self-Funded Expertise
- Out of Network Discounting
- Fraud Detection
- Data Warehousing
- Predictive Modeling
- Rx Strategies
Employee Benefits
- Fully Insured and Self-Funded Medical & Dental
- Consumer Driven Healthcare Plans (HRA / HSA / CDHP)
- Group Short & Long-Term Disability
- Group Life / AD&D
- Voluntary Payroll Deduction Benefit Plans
Performance Measurements
SBG has a great deal of experience in reviewing, implementing and measuring performance guarantees in all aspects of the third party claims administration for self-insurance programs. SBG also can offer industry best practice performance guarantees for the other aspects of the health and welfare consulting assignment including meeting deadlines, comprehensiveness of reports and timely completion of projects.
